E-grāmata: Finanšu plānošana maziem un vidējiem uzņēmumiem
AG Capital firmas vadītājam Andrejam Grigoļunovičam ir vairāk nekā 20 gadu pieredze finanšu plānošanā un analīzē. Pa šo laiku ir uzkrājušās ne tikai zināšanas par to, kā nogādāt klientam labāko rezultātu, bet arī izpratne par industriju. Šīs zināšanas apkopotas e-grāmatā “Finanšu plānošana maziem un vidējiem uzņēmumiem”. Grāmata ir angļu valodā, taču tā palīdzēs izprast finanšu plānošanas procesu kompānijā, finansiālo mērķu sasniegšanu, labāko rīku izvēli, budžeta plānošanu, un veicinās atbilžu rašanu arī uz citiem finanšu jautājumiem par uzņēmumu.
Izgriezums no grāmatas:
When discussing the book with Jon Shore, who used to be the head of international business development at AG Capital CFO Services, he asked me “Do you have an interesting story to tell your readers in the introduction?” “Dozens of those” – was my reply. Here is a great example from my recent experience:
I was working with a company that was operating in the wholesale import industry. The company was importing olive oil. The business model was very well-thought-out; they never made an order until they had pre-sold it with some of the largest retailers in their country with some decent margins and the company was able to attract investor funding to finance each of the orders.
Sounds like nothing can go wrong with a business like that; however, it did. As the company started to expand, the deal flow started to grow and the funds from each order were mixed up in the company’s bank account. Logically, as the business volume grew, they needed to attract more funds but at some point, the company’s management realized that something was wrong and that the company was using new investments to cover old debts.
Initially, they thought the problem is with their accounting because they could not attribute the cashflows to the order flow. So, they just continued to pump funds into the company and, at the same time tried to improve their management accounting practices. This nightmare lasted for almost a year.
They were smart enough to call for professional help. It actually turned out that the problem was even deeper than it was expected initially. After a financial plan was created for the company, they realized that the problems arose not only due to the lack of accountability – the volume of the business was still not large enough at the moment of the analysis to cover the fixed costs.
The company has learned its lessons and reorganized the purchase process. Since the business was growing quite rapidly it was not very difficult to reach the desired level of sales. Now they know how high their break-even level of sales and purchases are. Now they prosper and have a good stable and financially strong business.
E-grāmata ir papildināta ar vairākiem šāda veida scenārijiem, pamācībām, paraugiem, kā arī aizpildāmiem uzdevumiem.
Šī grāmata domāta tev, ja:
• Tu vadi MVU, kuram nav sava finanšu direktora;
• Tev jāpieņem svarīgi lēmumi par sava uzņēmuma attīstību;
• Biznesa modelis ir atbilstošs, gada pārskats parāda, ka uzņēmums strādā ar peļņu, bet tu neredzi ieņēmumus bankas kontā;
• Uzņēmumam ir dažādas uzņēmējdarbības līnijas, produktu grupas, pārdošanas kanāli;
• Tu plāno veikt sava uzņēmuma reorganizāciju;
• Uzņēmuma rezultāti ir slikti, un tev jāizveido plāns, kā glābt savu uzņēmumu.